Articles

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.

The labels growth and value reflect different approaches that can be used when making investment decisions.

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Understanding different types of investment risk can help investors manage their money more effectively.

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.

Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.